Terms of Service

By accessing and using MonkeyCalcs (https://www.monkeycalcs.com), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or services. These terms constitute a legally binding agreement between you and MonkeyCalcs.

MonkeyCalcs provides free online calculators and tools for informational and educational purposes only. Our services include financial calculators (mortgage, loan, investment), health calculators (BMI, calories), educational tools (grade calculators), business calculators, and unit converters. All tools are provided free of charge without requiring user registration.

Users must provide accurate information for calculations and understand that results are estimates only. You agree not to misuse the service, attempt to circumvent security measures, or use the tools for illegal purposes. You are responsible for verifying all calculation results and seeking professional advice when making important decisions based on our tools.

All content, calculators, algorithms, design elements, trademarks, and intellectual property on MonkeyCalcs are owned by MonkeyCalcs and protected by copyright and other intellectual property laws. Users may use the calculators for personal, non-commercial purposes but may not copy, modify, distribute, or create derivative works without explicit written permission.

We strive to maintain continuous service availability but do not guarantee uninterrupted access. MonkeyCalcs may be temporarily unavailable due to maintenance, updates, technical issues, or circumstances beyond our control. We reserve the right to modify, suspend, or discontinue any part of our service at any time without prior notice.

MonkeyCalcs respects user privacy and does not collect personal information through our calculators. Input data is processed locally in your browser and is not stored on our servers. We may collect anonymous usage analytics to improve our services. For detailed information about data handling, please review our Privacy Policy.

MonkeyCalcs tools provide estimates and calculations for informational purposes only. Results should not be considered professional advice and may not reflect real-world conditions. We make no guarantees regarding accuracy, completeness, or suitability of results. Users should always verify calculations independently and consult professionals for important decisions.

MonkeyCalcs, its operators, employees, and contributors shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses resulting from your use of our website, calculators, or tools, even if we have been advised of the possibility of such damages.

MonkeyCalcs reserves the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting on this page with an updated effective date. Your continued use of the service after any modifications constitutes acceptance of the new terms. We encourage users to review these terms periodically.

These Terms of Service are governed by and construed in accordance with the laws of Mexico. Any disputes arising from or relating to these terms or your use of MonkeyCalcs shall be resolved through binding arbitration or in the courts of Mexico. By using our service, you consent to the jurisdiction of Mexican courts.